Describe the importance of ethics in real estate.

The Final Paper should demonstrate a basic understanding of ethics in real estate, legal aspects of real estate, financial aspects of real estate, real estate and the economy, and the real estate valuation process. This essay should demonstrate your understanding of the course concepts as well as the implications of new knowledge of real estate principles. The focus of the Final Paper requires that you synthesize your learning and reflection in the context of the course outcomes.

Focus of the Final Paper

Submit an eight- to ten- page paper (not including the title and reference pages) on one of the topics below. You must integrate readings, class discussions, work/life experiences, and what you have learned about real estate principles.

  • Subprime Lending
  • Appraisal Industry
  • Mortgage Industry
  • Land Use in the United States
  • Eminent Domain
  • Property Tax and the Real Estate Market
  • Foreclosures and the Real Estate Market
  • Government Mortgage Programs (Fannie Mae; Freddie Mac; FHA; VA)
  • Insurance and the Real Estate Market
  • Mortgage Bankers
  • Mortgage Brokers
  • Real Estate Agent/Brokers
  • Building Industry
  • Home Mortgage Lending
  • Mortgage Backed Securities
  • REIT (Real Estate Investment Trusts)
  • Taxes and Real Estate
  • Real Estate Developers and the Real Estate Market

The paper must address each of the following and its impact on your chosen topic:

  1. Describe the importance of ethics in real estate.
  2. Discuss legal analysis in real estate including property rights.
  3. Explain the financial aspects of real estate.
  4. Evaluate real estate market dynamics.
  5. Discuss the real estate valuation process.

Research

Students must incorporate at least five scholarly sources; two sources must be journals in addition to the text. Students should consider using the websites that are listed as recommended reading for this course as well as other credible sources from the Ashford University’s Library databases that may support their writing.

Writing the Final Paper

The Final Paper:

  1. Must be eight to ten double-spaced pages in length (not including the title and reference pages), and formatted according to APA style as outlined in the Ashford Writing Center.
  2. Must include a title page with the following:
    • Title of paper
    • Student’s name
    • Course name and number
    • Instructor’s name
    • Date submitted
  3. Must begin with an introductory paragraph that has a succinct thesis statement.
  4. Must address the topic of the paper with critical thought.
  5. Must end with a conclusion that reaffirms your thesis.
  6. Must use at least five scholarly sources; two sources must be journals in addition to the text.
  7. Must document all sources in APA style, as outlined in the Ashford Writing Center.
  8. Must include a separate reference page, formatted according to APA style as outlined in the Ashford Writing Center.

 

Rubic

 

escribes The Importance of Ethics in Real Estate

Total: 4.00

Distinguished – Offers a detailed description of the importance of ethics in real estate and its impact on the chosen topic. Effectively applies vocabulary and course concepts from the text and/or additional scholarly sources.

Proficient – Offers a description of the importance of ethics in real estate and its impact on the chosen topic. Applies vocabulary and course concepts from the text and/or additional scholarly sources, but minor details are missing.

Basic – Offers a general description of the importance of ethics in real estate and its impact on the chosen topic. Somewhat applies vocabulary and course concepts from the text and/or additional scholarly sources and relevant details are missing.

Below Expectations – Offers an incomplete description of the ethics of real estate and its impact on the chosen topic. Does not apply vocabulary and course concepts from the text and/or additional scholarly sources, and significant details are missing.

Non-Performance – The description of the importance of ethics in real estate is either nonexistent or lacks the components described in the assignment instructions.

Discusses Legal Analysis in Real Estate Including Property Rights

Total: 4.00

Distinguished – Offers a comprehensive discussion of legal analysis in real estate including property rights and its impact on the chosen topic. Expertly utilizes strong, relevant examples from the readings, class discussions, and/or work/life experiences.

Proficient – Offers a discussion of legal analysis in real estate including property rights and its impact on the chosen topic. Sufficiently utilizes relevant examples from the readings, class discussions, and/or work/life experiences, but the discussion is slightly underdeveloped.

Basic – Offers a limited discussion of legal analysis in real estate including property rights and its impact on the chosen topic. Utilizes somewhat relevant examples from the readings, class discussions, and/or work/life experiences and the discussion is underdeveloped.

Below Expectations – Attempts to discuss of legal analysis in real estate including property rights and its impact on the chosen topic; however, relevant examples from the readings, class discussions, and/or work/life experiences are not utilized, and the discussion is severely underdeveloped.

Non-Performance – The discussion of legal analysis in real estate including property rights is either nonexistent or lacks the components described in the assignment instructions.

Explains the Financial Aspects of Real Estate

Total: 4.00

Distinguished – Thoroughly explains the financial aspects of real estate and its impact on the chosen topic. Effectively applies vocabulary and course concepts from the text and/or additional scholarly sources.

Proficient – Explains the financial aspects of real estate and its impact on the chosen topic. Applies vocabulary and course concepts from the text and/or additional scholarly sources, but minor details are missing.

Basic – Partially explains the financial aspects of real estate and its impact on the chosen topic. Somewhat applies vocabulary and course concepts from the text and/or additional scholarly sources and relevant details are missing.

Below Expectations – Attempts to explain the financial aspect of real estate and its impact on the chosen topic; however, vocabulary and course concepts from the text and/or additional scholarly sources are not applied and significant details are missing.

Non-Performance – The explanation of the financial aspects of real estate is either nonexistent or lacks the components described in the assignment instructions.

Evaluates Real Estate Market Dynamics

Total: 4.00

Distinguished – Comprehensively evaluates real estate market dynamics and its impact on the chosen topic. The evaluation is supported with specific details and relevant evidence.

Proficient – Evaluates the real estate market dynamics and its impact on the chosen topic. The evaluation is supported with details and evidence.

Basic – Partially evaluates real estate market dynamics and its impact on the chosen topic. The evaluation is supported with little detail and/or evidence.

Below Expectations – Minimally evaluates real estate market dynamics and its impact on the chosen topic. The evaluation is supported with almost no detail and evidence.

Non-Performance – The evaluation of real estate market dynamics is either nonexistent or lacks the components described in the assignment instructions.

Discusses the Real Estate Valuation Process

Total: 4.00

Distinguished – Provides a well-structured and highly detailed discussion of the real estate valuation process and its impact on the chosen topic.

Proficient – Provides a discussion of the real estate valuation process and its impact on the chosen topic. The discussion is slightly underdeveloped.

Basic – Provides a brief discussion of the real estate valuation process and its impact on the chosen topic. The discussion is underdeveloped.

Below Expectations – Attempts to provide a discussion of the real estate valuation process and its impact on the chosen topic; however, the discussion is significantly underdeveloped.

Non-Performance – The discussion of the real estate valuation process is either nonexistent or lacks the components described in the assignment instructions.

Organization: Introduction, Thesis Statement and Conclusion

Total: 4.00

Distinguished – The paper is logically organized with a well-written introduction, thesis statement, and conclusion.

Proficient – The paper is logically organized with an introduction, thesis statement, and conclusion. One of these requires improvement.

Basic – The paper is organized with an introduction, thesis statement, and conclusion. One or more of the introduction, thesis statement, and/or conclusion require improvement.

Below Expectations – The paper is loosely organized with an introduction, thesis statement, and conclusion. The introduction, thesis statement, and/or conclusion require much improvement.

Non-Performance – The introduction, thesis statement, and conclusion are either nonexistent or lack the components described in the assignment instructions.

Critical Thinking: Evidence

Total: 1.50

Distinguished – Employs persuasive information from credible sources to develop an ample analysis or synthesis of the topic. Viewpoints of experts are scrutinized thoroughly.

Proficient – Employs applicable information from credible sources to develop an analysis of the topic.

Basic – Identifies applicable information from credible sources, but may neglect the application of such information toward the analysis of the topic.

Below Expectations – Displays information from external sources, but such information may lack credibility and/or relevance. Neglects the application of such information toward the analysis of the topic.

Non-Performance – The assignment is either nonexistent or lacks the components described in the instructions.

Reading: Relationship to Text

Total: 1.50

Distinguished – Analyzes texts for scholarly significance and pertinence within and across various disciplines, assessing them according to their contributions and consequences.

Proficient – Utilizes texts in the context of scholarship to expand a foundation of disciplinary knowledge and to raise and discover significant inquiries.

Basic – Employs texts with the intent and expectation of increasing knowledge.

Below Expectations – Approaches texts only within the context of assignment.

Non-Performance – The assignment is either nonexistent or lacks the components described in the instructions.

Written Communication: Control of Syntax and Mechanics

Total: 0.75

Distinguished – Displays meticulous comprehension and organization of syntax and mechanics, such as spelling and grammar. Written work contains no errors and is very easy to understand.

Proficient – Displays comprehension and organization of syntax and mechanics, such as spelling and grammar. Written work contains only a few minor errors and is mostly easy to understand.

Basic – Displays basic comprehension of syntax and mechanics, such as spelling and grammar. Written work contains a few errors which may slightly distract the reader.

Below Expectations – Fails to display basic comprehension of syntax or mechanics, such as spelling and grammar. Written work contains major errors which distract the reader.

Non-Performance – The assignment is either nonexistent or lacks the components described in the instructions.

Written Communication: APA Formatting

Total: 0.75

Distinguished – Accurately uses APA formatting consistently throughout the paper, title page, and reference page.

Proficient – Exhibits APA formatting throughout the paper. However, layout contains a few minor errors.

Basic – Exhibits limited knowledge of APA formatting throughout the paper. However, layout does not meet all APA requirements.

Below Expectations – Fails to exhibit basic knowledge of APA formatting. There are frequent errors, making the layout difficult to distinguish as APA.

Non-Performance – The assignment is either nonexistent or lacks the components described in the instructions.

Written Communication: Page Requirement

Total: 0.75

Distinguished – The length of the paper is equivalent to the required number of correctly formatted pages.

Proficient – The length of the paper is nearly equivalent to the required number of correctly formatted pages.

Basic – The length of the paper is equivalent to at least three quarters of the required number of correctly formatted pages.

Below Expectations – The length of the paper is equivalent to at least one half of the required number of correctly formatted pages.

Non-Performance – The assignment is either nonexistent or lacks the components described in the instructions.

Written Communication: Resource Requirement

Total: 0.75

Distinguished – Uses more than the required number of scholarly sources, providing compelling evidence to support ideas. All sources on the reference page are used and cited correctly within the body of the assignment.

Proficient – Uses the required number of scholarly sources to support ideas. All sources on the reference page are used and cited correctly within the body of the assignment.

Basic – Uses less than the required number of sources to support ideas. Some sources may not be scholarly. Most sources on the reference page are used within the body of the assignment. Citations may not be formatted correctly.

Below Expectations – Uses an inadequate number of sources that provide little or no support for ideas. Sources used may not be scholarly. Most sources on the reference page are not used within the body of the assignment. Citations are not formatted correctly.

Non-Performance – The assignment is either nonexistent or lacks the components described in the instructions.

Write a word analysis of the company’s short term and long term financing needs and determine strategies for the company to manage working capita.

Decide upon an initiative you want to implement that would increase donations over the next five years, (for example, market another product, corporate expansion, and so on).

Using the Olive Crest financial statements, create pro forma statements of five year projections that are clear, concise, and easy to read on excel. Be sure to double check the calculations in your pro forma statements. Make assumptions that support each line item increase or decrease for your forecasted statements. Government grants 85% decrease Private Donors 15% increase / three month reserve increase to six month reserve over five year projection.

Discuss and interpret the financials in relation to the initiative. Make recommendations on potential discretionary financing needs.

Write a 350 – 700 word analysis of the company’s short term and long term financing needs and determine strategies for the company to manage working capita

Explain the retailing concept.

1. Instructions

Answer the following “Questions for Discussion” from Page 18 (questions are numbered to match the book)

1. What is your favorite consumer electronics retailer? Briefly expain the criteria you use in making your selection. What can a competing firm do to lure you away from your favorite firm?

5. Describe how the special characteristics of retailing offer unique opportunities and problems for local gift shops.

8. Explain the retailing concept. Apply it to your school’s bookstore
2. Instructions
Answer the following questions at the end of the chapter and submit into the appropriate drop box.
Page 78
Question 1 Why is it necessary for a small retailer to develop a thorough, well-integrated strategy? What could happen if the firm does not develop such a strategy.
Question 3. What are the pros and cons of starting a new hair salon versus buying an existing one?
Question 9 A competing bicycle store has a better location than yours. It is in a modern shopping center with a lot of customer traffic. Your store is in an older neighborhood and requires customers to travel farther to reach you . How could you use a merchandising, pricing and communication strategy to overcome your disadvantageous location?
Grade based on quality and correctness of answer

3. Instructions
Instructions

1. Read Chapter 4 Appendix “The Dynamics of Franchising” and be able to understand the advantages and disadvantages of franchising and understand what questions should be asked by franchisees considering a franchise opportunity. No submission required.

2. Answer the following questions from Page 106 and submit both question and answer to the designated drop box.

Page 106

Questions

3.Why does the concept of ease of entry usually have less impact on chain retailers than on independent retailers?

4. How can an independent retailer overcome the probate of little computerization ?
7. What are the similarities and differences between chains and franchising?

11. How could a small independent restaurant increase its channel power?

Analyze relevant components of trade agreements between your company’s home country and the U.S.

You will be creating an international marketing report for an international brand/product. You will serve as a consultant to an international company breaking into the US market. Research and analyze at least two (2) current articles on an international brands’ effort to penetrate the U.S. market.  Identify the relevant and applicable concepts and theories presented in the articles and compare and contrast these concepts and theories to those from the text and other sources into your analysis.  Articles of unsuccessful branding efforts are equally note worthy and may be included in your analysis.  Incorporate all information into a preliminary marketing report (approximately 10 pages).

 

The marketing report should include research on the following regarding your selected home country and the entry to U.S. market.

 

Directions:

 

Select product and home country.

Research current International marketing topics and issues. Identify the relevant and applicable concepts and theories for your client. These may include: market segmentation, target markets, cultural issues and barriers, packaging, product design elements and features, competition, market entry methods, legal issues, and ethical issues.

Analyze relevant components of trade agreements between your company’s home country and the U.S.

Analyze U.S. culture and provide data on laws, trade issues, economic issues and other relevant background information.

State the rationale for the selection strategy for entering U.S. market

Analyze the positioning of your company’s product in the U.S.

Compare and contrast branding strategies for the U.S. market and make a recommendation for your clie

Determine if the composition of this committee satisfies Public Company Accounting Oversight Board (PCAOB) requirements in terms of independence and accounting knowledge.

This is the one I chose. Instructor approved it. APA format and references cited
0001552275
Sunoco LP
SIC: 5172 – WHOLESALE-PETROLEUM & PETROLEUM PRODUCTS (NO BULK STATIONS)
formerly: Susser Petroleum Partners LP (filings through 2014-10-27)
SEC and Creating Audit Report
Select a publicly traded company using the U.S. Securities and Exchange Commission (SEC) EDGAR System at http://sec.gov/edgar/searchedgar/companysearch.html and submit to the instructor for approval. Please note that each student must research a different company. Once the instructor has approved the company selection, obtain the Annual Report (Form 10K) and Proxy Statement (Form DEF 14A) of the company for the immediate past fiscal year. Review these documents in addition to Earnings Releases and other financial information available on the company’s Investor Relations website to evaluate the following items.
Independent Auditor’s Report
• Based on the selected public traded company, what type of auditor’s report was issued on the financial statements.
• What kind of evidence the auditors found that indicated the company did not follow Generally Accepted Accounting Principles (GAAP).
Audit Committee
• Identify members of the Audit Committee of the Board of Directors, its functions, and number of meetings held.
• Determine if the composition of this committee satisfies Public Company Accounting Oversight Board (PCAOB) requirements in terms of independence and accounting knowledge.
• Review the audit committee report and discuss Committee actions. Determine how these actions ensure the integrity of the audited financial statements.
Independent Registered Public Accountants
• Identify the company’s independent registered public accounting firm.
• Determine how long this firm has served as the external auditors.
• Determine other services, if any, provided to or on behalf of the company.
• Determine fees paid to this firm by type of service provided.
• Discuss changes in or disagreements with the accountants on accounting and financial disclosures, if any.
Reports of the Independent Registered Public Accountants
• Review the report of the independent registered public accounting firm on internal controls. Determine if the report and its contents meet the criteria established in Internal Control – Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO) and the PCAOB.
• Review the report of the independent registered public accounting firm on the audited financial statements. Determine what type of opinion was issued and whether the work performed meets the criteria of COSO and the PCAOB, in addition to GAAP and GAAS.
Prepare a 10-12 page research paper (excluding title page, abstract, references page, and appendices containing financial analysis) in APA format that presents the findings of your analysis of the company’s SEC filings. Your paper should also discuss the following:
• The type of auditor’s report that was issued.
• What kind of evidence the auditors found which indicated the company did not follow Generally Accepted Accounting Principles (GAAP).
• Roles, responsibilities, and objectives of internal and external auditors.
• Types and assessment of audit and Internal control risks.
• Ethical standards in auditing and the implications of unethical behavior.
• Internal control system, its role in a business and its significance in the auditing process.
• Use of computer assisted auditing techniques.
• GAAS, GAAP, PCAOB, and COSO requirements for audits of publicly traded companies.
In addition to the SEC Forms, a minimum of five (5) peer-reviewed academic or professional references must be used in the paper.

Why would the suggested approach of using the cost of new debt as the hurdle rate probably not result in maximizing the shareholders wealth?

Assume that you are a member of an aerospace company’s newly formed executive committee that has been given the role of reviewing requests for major capital expenditures.  The committee chairman has laid the groundwork for approving requests that managers of various organizational units have submitted by reminding the group that their charge is to approve the investment opportunities that will best meet the company’s financial objective of maximizing shareholder wealth.

One of the more outspoken individuals on the committee vigorously pushed the concept that the best way to maximize shareholder wealth would be to accept all of the projects that promise a return that is higher than the long-term interest rates on bonds or bank loans. This same committee member is also insistent that  the company  turn to borrowed funds as needed to augment existing funds so that all of the projects that are attractive to the committee,  and that promise a return that is higher than the borrowing rate,  can be accepted.

Other committee members expressed concern about that approach but the time scheduled for adjourning the meeting arrived before the disagreement was resolved. You have been assigned to examine the issue and, in the spirit of taking advantage of a teaching moment, circulate a report that will bring all committee members to a common understanding of the decision criteria that should be adopted by the committee.  The chairman asked that your report address the following questions that seemed to be present during the committee meeting.

  1. Why would the suggested approach of using the cost of new debt as the hurdle rate probably not result in maximizing the shareholders wealth?
  2. What role does the cost of capital play in the committee’s work?
  3. How might a company’s WACC be affected by changes in the size of its capital budget?
  4. When and why would it be inappropriate to use the firm’s cost of capital as calculated on its existing capital structure to evaluate new investment opportunities?
  5. In what situations would it be appropriate to use the firm’s cost of capital as calculated on its existing capital structure to evaluate new investment opportunities?
  6. For the situations in which it would be inappropriate to use the firm’s cost of capital as calculated on its existing capital structure to evaluate new investment opportunities, what are the alternatives that might be used instead as the hurdle rate?

Prepare a 3-4 page report in which you answer the questions as requested by the committee chairman.  Apply APA standards for writing style to your report.

How many companies or products and services can you recognize just from their logos?

Logos and the Impact of Digital Media
respond to one of the following:

Question

How many companies or products and services can you recognize just from their logos? Find a logo with which you are unfamiliar. How does it communicate the image of the company or other organization that it represents?

150 words essay

PR Crisis

Write a paper that discusses a recent crisis in the news and how it was handled from a PR standpoint (e.g. BP oil spill). How would you have handled the situation as a PR expert and why? What tactics and techniques would you have used and why?

The requirements below must be met for your paper to be accepted and graded:

Write between 750 – 1,250 words (approximately 3 – 5 pages) using Microsoft Word in APA style, see example below.
Use font size 12 and 1” margins.
Include cover page and reference page.
At least 80% of your paper must be original content/writing.
No more than 20% of your content/information may come from references.
Use at least three references from outside the course material, one reference must be from EBSCOhost. Text book, lectures, and other materials in the course may be used, but are not counted toward the three reference requirement.
Cite all reference material (data, dates, graphs, quotes, paraphrased words, values, etc.) in the paper and list on a reference page in APA style.
References must come from sources such as, scholarly journals found in EBSCOhost, CNN, online newspapers such as, The Wall Street Journal, government websites, etc. Sources such as, Wikis, Yahoo Answers, eHow, blogs, etc. are not acceptable for academic writing.

Discuss three elements or events that you would argue helped to make the US an international power.

The American Century

Next week, we are going to start on a paper about American military power around the globe.  As a lead-up to that, let’s consider how WWII helped to shape what has often been called “The American Century.”

 

Go through the material we have covered up to this point (from 1865 through the end of WWII).  Discuss three elements or events that you would argue helped to make the US an international power.

In which respect does Iraq have very shallow roots as a nation?

ONLY FOR TUTOR REALTEACHER13

 

Incorporate what you’ve learned about Iraq in this module and answer each of the following questions in at least one complete paragraph.

 

  1. In which respect does Iraq have very shallow roots as a nation? Explain how this feature has constituted an obstacle to the country’s political and economic development?
  2. How were Saddam Hussein and the men around him able to create and sustain such a powerful regime, especially after all the setbacks during the two decades before the 2003 war?